Legal
Terms of Use
The rules that apply when you use this website — in plain English.
Who we are
This website is operated by Karen Spence, trading as Silent Digital Income, based in the United Kingdom. When these Terms say “we,” “us” or “our,” they mean Karen Spence. When they say “you” or “your,” they mean you as a visitor to, or user of, this website.
If you have a question about these Terms, please contact us at hello@silent-digital-income.com.
Using this website
These Terms set out the rules that apply when you use this website. Please read them before using the website and, if you do not wish to follow these Terms, please stop using the website.
What Silent Digital Income offers
Silent Digital Income is an educational and informational resource for people who want to learn simple, realistic ways to build an online income — particularly those who are new to working online and prefer a calm, step-by-step approach.
We currently offer:
- Free informational content on this website
- A free guide delivered by email when you request it
The resources currently available directly through this website are primarily free and informational. If paid products, services or other offers are introduced in future, any additional terms or important information that applies will be made clear at the point of offer.
The free guide
When you submit your name and email address using the sign-up form on this website, we will arrange for our free guide — currently titled “5 Beginner-Friendly Online Tools to Get You Started” — to be sent to your email inbox. This guide is provided free of charge. No payment is required and you are under no obligation to purchase anything.
The guide is delivered using our third-party form and email provider, GoHighLevel. When you submit the sign-up form, your information will be processed by GoHighLevel on our behalf for the purpose of delivering the guide, as described in our Privacy Policy.
Educational content — no earnings guarantee
Everything on this website, including the free guide, is provided for general information and educational purposes only. The content reflects our own experience, research and views, and is not professional financial, legal or business advice.
Online income results vary widely depending on individual effort, skills, knowledge, circumstances and many other factors outside our control. We do not guarantee, promise or imply any specific income, earnings or results. Any reference on this website to income potential or online earnings is general and illustrative — it is not a promise of what you will achieve.
If you are considering making significant financial or business decisions based on anything you read here, we encourage you to seek independent professional advice first.
Your own decisions and responsibility
You are responsible for any decisions you make and any actions you take as a result of using this website or reading the free guide. We provide information and ideas — what you do with them is entirely up to you.
Our content and intellectual property
The content of this website — including the text, layout, design and free guide — belongs to Karen Spence, trading as Silent Digital Income, unless stated otherwise.
You are welcome to use the content for your own personal, non-commercial learning. You may not copy, reproduce, republish, distribute or use our content for any commercial purpose without our prior written permission.
Third-party names, trademarks and other intellectual property mentioned on this website remain the property of their respective owners.
Acceptable use
When using this website, please:
- Use it only for lawful purposes
- Be respectful and honest in any messages you send us through the contact form
- Not attempt to interfere with, disrupt or damage the website or its normal operation
Third-party platforms and links
This website refers to a number of third-party online tools and platforms — including ChatGPT, Canva, Grammarly, Buffer, Later and Pinterest. These are independent businesses with no formal connection to Silent Digital Income. We are not affiliated with them, we are not responsible for their content, availability or practices, and nothing on this website constitutes an endorsement of any particular platform.
If you decide to use any third-party platform, that is your own decision. We encourage you to read their own terms and privacy policies before doing so.
This website may also contain links to other websites. We have no control over those websites and are not responsible for their content or privacy practices.
Website availability and accuracy
We do our best to keep this website accurate and up to date, but we cannot guarantee that it is always complete, current or free from errors. We may update, change or remove content at any time without notice.
We aim to keep the website available but cannot guarantee uninterrupted access. We are not responsible for any loss or inconvenience if the website is temporarily unavailable.
Limitation of liability
Nothing in these Terms excludes or limits any responsibility that cannot lawfully be excluded or limited, including any rights you have under applicable UK consumer law.
The information on this website is provided for general educational and informational purposes. You are responsible for deciding whether it is appropriate for your own circumstances. We are not responsible for losses arising solely from decisions made in reliance on general information provided on this website, except where the law says otherwise.
Privacy and personal information
We take your privacy seriously. For full details of how we collect, use and protect your personal information, please read our Privacy Policy.
Changes to these Terms
We may update these Terms from time to time. When we do, we will update the “Last updated” date at the top of this page. If we make a significant change, we will make reasonable efforts to make that change clear on the website.
Contact us
If you have a question about these Terms, please email us at hello@silent-digital-income.com. We aim to respond within 1–2 business days.
Governing law
These Terms are governed by the law of Scotland. Nothing in these Terms affects any mandatory rights you may have under applicable consumer law.